Context-Free Living ... Living Without Boundaries!
I know by now that you've heard the terms Debt-Free Living, Disease-Free Living, or an overabundance of other such coined terms for various marketing ploys to sell products and services. However, I'm not here to sell you anything, as what I'm offering, you already have! You just don't know it yet ... more...

Mortgage-Refinance Loan Measurment 101 -- Evaluate Your Own Ability to Pay
We live in a society where people are losing their homes at an alarmingly high rate. There are several reasons for this, but one could certainly be avoided -- buying a house that creates a loan that is too large for you to handle. This article will examine how to decide your loan size -- whether ... more...

After Eve [Part Five: a New World Order]
Part FiveShort-legs continues--:Seasons: sometimes looking up from the floor of the Valley of Caves, the color of the rocks, stones were so intense and in certain areas there always seemed to be strong shadows, especially in fall and winter. Thence the images in winter were always eerie to/for ... more...

How to Deal with Hire Purchase Debt
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying on HP", Hire Purchase Agreements are quite unusual these days. Cars are the most usual goods sold under Hire Purchase or Conditional Sale Agreements. With Hire Purchase and Conditional Sale Agreements, you do not own ... more...

Spanish Mortgages - New Mortgage products that really can save your (financial) life!
That was pretty much the headline of an article I wrote some months ago but, following my comments in the Property Posts last edition, I thought I would expand upon the theme of 5 Reasons why you need a Spanish mortgage and introduce some new mortgage products that are here already or due for ... more...

Are You Overlooking Your Hidden Profit Centers?
There are other names given to "Back-End Selling". You may think of it as follow through, or maybe VALUE added. Both are good terms. Let's take a quick look and see just how you can profit from this idea.For our purpose today, let's just key in on the benefits of "Back-End Selling". "Back-End ... more...

A Log Home Story
Solving problems while maximizing valuesThis story has a few good lessons and observations that no doubt can be used by you to take advantage of hidden opportunities that often lie in plain view for all to see, however, most people have not been trained or instructed on how to recognize or find ... more...

'Budget' is a Four-Letter Word - Create a Spending Plan You Can Live With
'Budget' is a four-letter word when it comes to your personal finances, but face it--if you don't decide ahead of time what's most important to you, it's easier than pie to slip into that nearly-impossible-to-break habit of living bigger than your paycheck. Use these tips to get started on creating ... more...

Managing Credit Cards Effectively
Credit cards are almost a necessity in todays society. It has become harder and harder to get through life without plastic. If you want to make purchases over the Internet, guarantee a hotel room, or perform a wide variety of other financial transactions, a credit card is essential. And, the ... more...